Are you one of many people with credit problems? Bad credit and poor credit are more common than you might think. Bad credit isn't something to be ashamed about. It can happen to anyone at any time. You can improve your credit rating with a little effort via

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You can still get a car loan for bad credit even if your credit score is not perfect. There are some things you should consider before you start shopping for your vehicle. You should not accept a car payment you don't have the means to pay. You can use a bad credit car loan to rebuild your credit score. However, purchasing a car you don't have the funds for could be even more damaging to your credit rating.

To be eligible for a car loan with bad credit, you must have a job, or enough income to pay your bills and cover the cost of your car's maintenance and insurance. Even if your credit is not perfect, a steady income can get you a bad credit car loan. 

The lender will want to see proof that you have been employed for at least one year. This could help them overlook your poor credit and increase your chances of getting approved for your bad credit car loan. Keep your current address updated for as long as possible to help keep bad credit from affecting your ability to get a bad credit car loan.